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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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• Diversification cannot eliminate the risk of investment losses or market risk
• Investing in small-cap stocks generally involves greater risks and, therefore, may not be appropriate for every investor.
• Please note that international investing involves special risks, including currency fluctuations, different financial accounting standards, and possible political and economic volatility.
• U.S. government bonds and Treasury bills are guaranteed by the U.S. government and, if held to maturity, offer a fixed rate of return and guaranteed principal value. U.S. government bonds are issued and guaranteed as to the timely payment of principal and interest by the federal government. Treasury bills are certificates reflecting short-term (less than one year) obligations of the U.S. government.
• Standard deviation measures the fluctuation of returns around the arithmetic average return of investment. The higher the standard deviation, the greater the variability (and thus risk) of the investment returns.
• Diversification does not ensure a profit or guarantee against a loss.
• The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market.
• High-yield (below investment grade) bonds are not suitable for all investors. When appropriate, these bonds should only comprise a modest portion of your portfolio.
This is neither an offer to buy nor sell any securities. Past Performance is not a guarantee of future results. All information is obtained from sources deemed reliable but not guaranteed. No tax or legal advice is given nor intended. By industry regulation, we cannot accept orders to execute trades via e-mail. In addition, by corporate policy we cannot accept time-sensitive information via e-mail. If you would like to execute a trade or if you have time-sensitive information for me, please call my office. We cannot guarantee receipt of, nor the timing of placement, for investment orders received via e-mail..

Securities offered through American Portfolios Financial Services, Inc. (APFS) Member FINRA/SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc.(APA) an SEC Registered Investment Advisor. Huntley Financial Services is independent of all other named entities.

This communication is strictly intended for individuals residing in the state(s) of AL, CA, CT, FL, KS, MA, ME, MO, MS, NC, NH, NJ, NV, NY, PA, RI, SC, TN, UT, VA, VT and WA. No offers may be made or accepted from any resident outside the specific states referenced.